Now Servicing the Northern Virginia Area *and Virginia, Maryland, and the District of Columbia

Will Gaines 1st Portfolio Lending 8300 Boone Blvd. Suite 200 Vienna, VA 22182   Direct: (703) 564-9129 Cell: (703) 401-0241 Fax: (703) 564-9120 Email: Will@WilliamGaines.com http://www.williamgaines.com   Why choose Will to be your lender? Successful, timely closings!  Will's 15 years experience will help him to be able to overcome unexpected challenges and get your loan to closing in a timely manner.  The best available options for your situation!  First Portfolio's wide array of programs, coupled with Will's product knowledge will insure you have not only competitive pricing, but also the best loan program for your needs.   Frequent Communication!  Will's team keeps you updated throughout the loan process.  You will get a weekly summary update and will be informed promptly of anything noteworthy.  There are three experienced, knowledgeable, full-time team members who can assist you.  This allows us to be more responsive to your needs. Precise Estimates of Closing Costs!  Will and his team understand how critical it is for you to have accurate estimates of the amount you will need to close and the charges to be incurred.  We work closely with attorneys, title companies, realtors, appraisers and other involved parties to gather their fees and provide you with the most accurate estimate possible of closing costs and "cash to close".  The result is an accurate expectation for you, instead of a last minute surprise for the worse. You're not just a number!  Will does not advertise.  All his business is done by referral.  He realizes that you are contacting him because someone referred you, thereby putting their name to him.  He is not about to jeopardize a relationship with a referral source, their reputation and his reputation.  Plus, he not only wants to serve you now, but also in the future.  He realizes the average timeframe for a loan in the US is currently 2.4 years.  He wants to serve you well and earn your future business and referrals.  He is not seeking transactions; he is seeking lifetime clients.  Oh by the way, if you know of someone who would